[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gbob.cz\/americka-dobra-rada\/#Article","mainEntityOfPage":"https:\/\/www.gbob.cz\/americka-dobra-rada\/","headline":"\u201eAmerick\u00e1\u201c dobr\u00e1 rada","name":"\u201eAmerick\u00e1\u201c dobr\u00e1 rada","description":"Dnes u\u017e na rozd\u00edl od dob minul\u00fdch, od dob, kdy jsme je\u0161t\u011b \u017eili v zemi obehnan\u00e9 neproniknutelnou \u017eeleznou oponou, hodnot\u00edme…","datePublished":"2018-12-10","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.gbob.cz\/author\/#Person","name":"","url":"https:\/\/www.gbob.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gbob.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gbob.cz\/wp-content\/uploads\/img_a331898_w2109_t1544367528.jpg","url":"https:\/\/www.gbob.cz\/wp-content\/uploads\/img_a331898_w2109_t1544367528.jpg","height":0,"width":0},"url":"https:\/\/www.gbob.cz\/americka-dobra-rada\/","wordCount":495,"articleBody":"Dnes u\u017e na rozd\u00edl od dob minul\u00fdch, od dob, kdy jsme je\u0161t\u011b \u017eili v zemi obehnan\u00e9 neproniknutelnou \u017eeleznou oponou, hodnot\u00edme sv\u011bt daleko realisti\u010dt\u011bji, ne\u017e tehdy. Dnes u\u017e dok\u00e1\u017eeme rozeznat, co z toho, co k n\u00e1m ze sv\u011bta p\u0159ich\u00e1z\u00ed, je dobr\u00e1 v\u011bc a co pouh\u00e9 pozl\u00e1tko, ne-li p\u0159\u00edmo n\u011bco odporn\u00e9ho. Za \u201eminula\u201c u n\u00e1s vesm\u011bs platilo, \u017ee to, co bylo z\u00e1padn\u00ed, dost mo\u017en\u00e1 zejm\u00e9na americk\u00e9, bylo dokonal\u00e9. A je pravdou, \u017ee tomu tak vesm\u011bs i bylo, aspo\u0148 ve srovn\u00e1n\u00ed s t\u00edm, co m\u011bli k dispozici ti, kdo byli odk\u00e1z\u00e1ni v\u00fdhradn\u011b na vnit\u0159n\u00ed trh. A t\u00edm, co jsme Ameri\u010dan\u016fm z\u00e1vid\u011bli opravdu hodn\u011b, byly jejich pen\u00edze. Pen\u00edze, je\u017e se daly uplatnit na cel\u00e9m sv\u011bt\u011b a je\u017e m\u011bly p\u0159\u00edmo magickou p\u0159ita\u017elivost. Pro ty, kdo cht\u011bli n\u011bkam vycestovat, pro ty, kdo cht\u011bli nakupovat v Tuzexu, pro ty, kdo cht\u011bli\u2026 Zkr\u00e1tka pro v\u0161echny, kdo cht\u011bli m\u00edt n\u011bco lep\u0161\u00edho, n\u011bco extra. Dnes u\u017e nen\u00ed onen punc americk\u00fdch pen\u011bz d\u00e1vno t\u00edm, \u010d\u00edm b\u00fdval. Ale p\u0159esto jsou pro mnoh\u00e9 z n\u00e1s dosud t\u00edm nejlep\u0161\u00edm \u0159e\u0161en\u00edm pen\u00edze sice \u010desk\u00e9, ale p\u0159esto tak jaksi americk\u00e9. \u010c\u00edm\u017e m\u00e1m na mysli americkou hypot\u00e9ku . Jedn\u00e1 se o i u n\u00e1s nab\u00edzen\u00fd finan\u010dn\u00ed produkt, jen\u017e m\u00e1 ve srovn\u00e1n\u00ed s \u00fav\u011brov\u00fdmi nab\u00eddkami v\u00fdznamn\u00fdch bank nejednu p\u0159ednost. Pokud si \u010dlov\u011bk touto formou hodl\u00e1 p\u016fj\u010dit pen\u00edze, m\u016f\u017ee hodit za hlavu starosti s prokazov\u00e1n\u00edm sv\u00fdch p\u0159\u00edjm\u016f, respektive s n\u011bjak\u00fdm t\u00edm z\u00e1znamem v registrech. Proto\u017ee sta\u010d\u00ed zaru\u010dit se poskytovateli takov\u00fdch pen\u011bz nemovitost\u00ed a \u010dlov\u011bk m\u00e1 pen\u00edze rychle a snadno k dispozici. M\u016f\u017ee s nimi nalo\u017eit dle sv\u00e9ho uv\u00e1\u017een\u00ed a pak je podle smlouvy spl\u00e1cet. \u017d\u00e1dn\u00fd probl\u00e9m\u2026 Toti\u017e jeden probl\u00e9m by tu b\u00fdt mohl. A to ve chv\u00edli, kdy by \u010dlov\u011bk podlehl v\u00e1ben\u00ed on\u00e9 hromady pen\u011bz a za\u010dal bl\u00e1zniv\u011b utr\u00e1cet za hlouposti. A n\u00e1sledn\u011b nem\u011bl z \u010deho p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet. Za co\u017e ale americk\u00e1 hypot\u00e9ka nem\u016f\u017ee, ta je v tom nevinn\u011b. A tak i u n\u00ed stejn\u011b jako u v\u0161ech jin\u00fdch finan\u010dn\u00edch produkt\u016f plat\u00ed, \u017ee by \u010dlov\u011bk m\u011bl p\u0159em\u00fd\u0161let, ne\u017e si ji po\u0159\u00edd\u00ed. Ale pokud si ji po\u0159\u00edd\u00ed s rozmyslem, m\u016f\u017ee b\u00fdt tato tou nejlep\u0161\u00ed volbou. Jak t\u0159eba z\u00edskat st\u0159echu nad hlavou, onu v\u011bc, kter\u00e1 je nezbytn\u00e1 a kter\u00e1 je rozumnou investic\u00ed, na n\u00ed\u017e snad ani nelze prod\u011blat.                                                                                                                                                                                                                                                                                                                                                                                                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